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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,530 | $102,393-87.8% | $147,041-91.5% | $80,911-84.5% |
| Participation rate | 97.1% | 75.9%+21.2pp | 82.2%+14.9pp | 67.6%+29.4pp |
| Annual return | 12.65% | 134.95%-122.3pp | 419.21%-406.6pp | 35.63%-23.0pp |
| Employer contribution / active EE | $1,633 | $3,715-56.1% | $4,935-66.9% | $2,756-40.8% |
| Participant deferral / active EE | $637 | $6,647-90.4% | $8,071-92.1% | $4,297-85.2% |
| Admin fee / account holder | $402 | $7,943-94.9% | $13,006-96.9% | $6,935-94.2% |