Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,503 | $99,875-82.5% | $146,866-88.1% | $86,983-79.9% |
| Participation rate | 52.7% | 75.8%-23.1pp | 82.5%-29.8pp | 69.5%-16.8pp |
| Annual return | 11.23% | 28.10%-16.9pp | 102.85%-91.6pp | 25.83%-14.6pp |
| Employer contribution / active EE | $429 | $3,224-86.7% | $4,425-90.3% | $2,584-83.4% |
| Participant deferral / active EE | $1,047 | $6,322-83.4% | $7,759-86.5% | $4,194-75.0% |
| Admin fee / account holder | $3,275 | $7,838-58.2% | $13,620-76.0% | $7,856-58.3% |