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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,342 | $101,778+26.1% | $164,975-22.2% | $80,925+58.6% |
| Participation rate | 67.3% | 71.8%-4.5pp | 78.6%-11.3pp | 67.7%-0.4pp |
| Annual return | 14.03% | 16.73%-2.7pp | 70.12%-56.1pp | 35.65%-21.6pp |
| Employer contribution / active EE | $4,100 | $2,954+38.8% | $4,343-5.6% | $2,756+48.7% |
| Participant deferral / active EE | $9,800 | $4,477+118.9% | $6,033+62.4% | $4,299+128.0% |
| Admin fee / account holder | $21,845 | $8,221+165.7% | $12,688+72.2% | $6,940+214.8% |