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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,977 | $159,978-59.4% | $147,041-55.8% | $145,978-55.5% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 13.74% | 98.36%-84.6pp | 419.21%-405.5pp | 550.52%-536.8pp |
| Employer contribution / active EE | $2,798 | $5,288-47.1% | $4,935-43.3% | $4,662-40.0% |
| Participant deferral / active EE | $3,707 | $8,429-56.0% | $8,071-54.1% | $6,690-44.6% |
| Admin fee / account holder | $181 | $15,053-98.8% | $13,006-98.6% | $13,400-98.7% |