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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,511 | $80,781+26.9% | $102,437+0.1% | $74,478+37.6% |
| Participation rate | 54.2% | 65.7%-11.5pp | 74.5%-20.3pp | 67.2%-13.0pp |
| Annual return | 15.04% | 27.58%-12.5pp | 24.95%-9.9pp | 1370.56%-1355.5pp |
| Employer contribution / active EE | $1,722 | $3,160-45.5% | $3,871-55.5% | $2,626-34.4% |
| Participant deferral / active EE | $3,437 | $3,862-11.0% | $5,060-32.1% | $4,350-21.0% |
| Admin fee / account holder | $14,950 | $2,372+530.2% | $8,388+78.2% | $1,946+668.3% |