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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,790 | $183,592-58.7% | $155,567-51.3% | $145,959-48.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.88% | 61.24%-50.4pp | 64.74%-53.9pp | 561.95%-551.1pp |
| Employer contribution / active EE | $14,755 | $5,315+177.6% | $4,674+215.7% | $4,661+216.6% |
| Participant deferral / active EE | $9,757 | $6,464+50.9% | $5,628+73.4% | $6,689+45.9% |
| Admin fee / account holder | $1,362 | $19,318-93.0% | $15,916-91.4% | $13,398-89.8% |