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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,037 | $227,399-38.4% | $189,758-26.2% | $198,609-29.5% |
| Participation rate | 91.7% | 84.0%+7.7pp | 79.8%+11.9pp | 82.4%+9.3pp |
| Annual return | 34.24% | 61.03%-26.8pp | 52.62%-18.4pp | 202.70%-168.5pp |
| Employer contribution / active EE | $3,660 | $5,526-33.8% | $4,767-23.2% | $5,055-27.6% |
| Participant deferral / active EE | $6,490 | $6,837-5.1% | $5,856+10.8% | $6,977-7.0% |
| Admin fee / account holder | $3,937 | $25,162-84.4% | $20,388-80.7% | $19,030-79.3% |