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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,724 | $159,934-77.7% | $147,005-75.7% | $145,959-75.5% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 12.87% | 98.24%-85.4pp | 418.76%-405.9pp | 561.95%-549.1pp |
| Employer contribution / active EE | $3,880 | $5,287-26.6% | $4,934-21.4% | $4,661-16.8% |
| Participant deferral / active EE | $1,216 | $8,427-85.6% | $8,070-84.9% | $6,689-81.8% |
| Admin fee / account holder | $3,115 | $15,053-79.3% | $13,006-76.0% | $13,398-76.7% |