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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,265 | $185,312-74.5% | $161,489-70.7% | $154,746-69.5% |
| Participation rate | 54.5% | 82.5%-27.9pp | 78.7%-24.2pp | 80.7%-26.2pp |
| Annual return | 22.58% | 103.84%-81.3pp | 89.72%-67.1pp | 172.34%-149.8pp |
| Employer contribution / active EE | $1,685 | $4,769-64.7% | $4,268-60.5% | $4,379-61.5% |
| Participant deferral / active EE | $3,678 | $6,350-42.1% | $5,630-34.7% | $6,730-45.3% |
| Admin fee / account holder | $99 | $18,654-99.5% | $16,006-99.4% | $14,365-99.3% |