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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,265 | $172,111-72.5% | $150,298-68.6% | $137,256-65.6% |
| Participation rate | 54.5% | 81.7%-27.2pp | 77.8%-23.2pp | 80.0%-25.4pp |
| Annual return | 22.58% | 69.37%-46.8pp | 62.79%-40.2pp | 220.34%-197.8pp |
| Employer contribution / active EE | $1,685 | $4,636-63.7% | $4,154-59.4% | $4,156-59.5% |
| Participant deferral / active EE | $3,678 | $6,166-40.3% | $5,453-32.5% | $6,407-42.6% |
| Admin fee / account holder | $99 | $16,471-99.4% | $14,116-99.3% | $12,270-99.2% |