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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,235 | $134,817-4.1% | $123,973+4.2% | $155,188-16.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | -1.91% | 515.49%-517.4pp | 388.13%-390.0pp | 148.84%-150.8pp |
| Employer contribution / active EE | $27,750 | $4,425+527.1% | $4,126+572.6% | $4,248+553.3% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $22,869 | $13,245+72.7% | $11,799+93.8% | $14,480+57.9% |