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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,154 | $76,608+29.4% | $56,077+76.8% | $145,877-32.0% |
| Participation rate | 18.2% | 63.2%-45.1pp | 52.5%-34.3pp | 80.3%-62.1pp |
| Annual return | 23.59% | 3009.59%-2986.0pp | 1709.28%-1685.7pp | 551.28%-527.7pp |
| Employer contribution / active EE | $371 | $1,382-73.2% | $1,040-64.3% | $4,663-92.0% |
| Participant deferral / active EE | $4,867 | $2,624+85.5% | $1,954+149.1% | $6,691-27.3% |
| Admin fee / account holder | $554 | $3,325-83.3% | $2,825-80.4% | $13,402-95.9% |