Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,769 | $73,787+2.7% | $98,716-23.2% | $82,448-8.1% |
| Participation rate | 35.5% | 61.4%-25.9pp | 69.3%-33.8pp | 68.1%-32.6pp |
| Annual return | 11.57% | 18.57%-7.0pp | 31.81%-20.2pp | 41.64%-30.1pp |
| Employer contribution / active EE | $718 | $1,511-52.5% | $2,279-68.5% | $2,551-71.8% |
| Participant deferral / active EE | $1,937 | $3,081-37.1% | $4,048-52.1% | $4,139-53.2% |
| Admin fee / account holder | $841 | $6,500-87.1% | $8,703-90.3% | $7,234-88.4% |