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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,129 | $88,778-67.2% | $81,844-64.4% | $145,884-80.0% |
| Participation rate | 45.8% | 75.1%-29.2pp | 72.4%-26.5pp | 80.3%-34.5pp |
| Annual return | 20.76% | 1033.03%-1012.3pp | 778.87%-758.1pp | 551.85%-531.1pp |
| Employer contribution / active EE | $2,153 | $3,087-30.2% | $2,916-26.2% | $4,662-53.8% |
| Participant deferral / active EE | $4,023 | $4,648-13.5% | $4,323-7.0% | $6,690-39.9% |
| Admin fee / account holder | $1,768 | $8,430-79.0% | $7,355-76.0% | $13,392-86.8% |