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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,240 | $132,634-61.4% | $115,768-55.7% | $137,256-62.7% |
| Participation rate | 44.4% | 77.9%-33.4pp | 74.4%-29.9pp | 80.0%-35.5pp |
| Annual return | 10.98% | 160.70%-149.7pp | 100.46%-89.5pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,124 | $3,360-66.5% | $2,940-61.8% | $4,156-72.9% |
| Participant deferral / active EE | $1,591 | $5,619-71.7% | $4,917-67.6% | $6,407-75.2% |
| Admin fee / account holder | $277 | $15,028-98.2% | $12,439-97.8% | $12,270-97.7% |