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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,500 | $125,190-66.1% | $105,624-59.8% | $145,897-70.9% |
| Participation rate | 50.0% | 77.6%-27.6pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 9.91% | 225.22%-215.3pp | 116.20%-106.3pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,256 | $3,720-66.2% | $3,168-60.4% | $4,663-73.1% |
| Participant deferral / active EE | $2,065 | $5,716-63.9% | $5,013-58.8% | $6,689-69.1% |
| Admin fee / account holder | $256 | $17,138-98.5% | $10,961-97.7% | $13,390-98.1% |