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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $68,097-39.3% | $62,929-34.3% | $137,256-69.9% |
| Participation rate | 91.7% | 77.4%+14.2pp | 73.1%+18.6pp | 80.0%+11.7pp |
| Annual return | 14.63% | 1859.11%-1844.5pp | 1063.93%-1049.3pp | 220.34%-205.7pp |
| Employer contribution / active EE | $5,578 | $2,811+98.4% | $2,505+122.7% | $4,156+34.2% |
| Participant deferral / active EE | $4,751 | $4,553+4.4% | $3,888+22.2% | $6,407-25.8% |
| Admin fee / account holder | $10,146 | $6,521+55.6% | $5,065+100.3% | $12,270-17.3% |