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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,332 | $96,123-57.0% | $77,361-46.6% | $198,609-79.2% |
| Participation rate | 91.7% | 81.1%+10.5pp | 75.0%+16.7pp | 82.4%+9.3pp |
| Annual return | 14.63% | 2054.81%-2040.2pp | 1011.54%-996.9pp | 202.70%-188.1pp |
| Employer contribution / active EE | $5,578 | $3,791+47.2% | $2,990+86.6% | $5,055+10.3% |
| Participant deferral / active EE | $4,751 | $4,975-4.5% | $3,911+21.5% | $6,977-31.9% |
| Admin fee / account holder | $10,146 | $9,471+7.1% | $5,894+72.2% | $19,030-46.7% |