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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,708 | $154,228+55.4% | $145,433+64.8% | $137,256+74.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 16.61% | 74.59%-58.0pp | 66.58%-50.0pp | 220.34%-203.7pp |
| Employer contribution / active EE | $3,851 | $4,804-19.8% | $4,554-15.4% | $4,156-7.3% |
| Participant deferral / active EE | $16,079 | $8,216+95.7% | $7,897+103.6% | $6,407+151.0% |
| Admin fee / account holder | $1,040 | $14,344-92.7% | $13,129-92.1% | $12,270-91.5% |