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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,708 | $162,136+47.8% | $152,301+57.4% | $154,746+54.9% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 16.61% | 91.02%-74.4pp | 80.50%-63.9pp | 172.34%-155.7pp |
| Employer contribution / active EE | $3,851 | $4,890-21.2% | $4,624-16.7% | $4,379-12.1% |
| Participant deferral / active EE | $16,079 | $8,341+92.8% | $8,004+100.9% | $6,730+138.9% |
| Admin fee / account holder | $1,040 | $15,759-93.4% | $14,398-92.8% | $14,365-92.8% |