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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,354 | $160,070+20.8% | $147,117+31.4% | $145,897+32.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 9.11% | 98.69%-89.6pp | 420.54%-411.4pp | 552.29%-543.2pp |
| Employer contribution / active EE | $3,771 | $5,285-28.6% | $4,932-23.5% | $4,663-19.1% |
| Participant deferral / active EE | $16,740 | $8,419+98.8% | $8,065+107.6% | $6,689+150.3% |
| Admin fee / account holder | $50,134 | $15,035+233.4% | $12,993+285.9% | $13,390+274.4% |