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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,063 | $174,379-57.0% | $152,093-50.6% | $138,895-46.0% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 18.00% | 74.86%-56.9pp | 66.36%-48.4pp | 145.39%-127.4pp |
| Employer contribution / active EE | $5,769 | $4,652+24.0% | $4,175+38.2% | $4,194+37.6% |
| Participant deferral / active EE | $4,481 | $6,159-27.3% | $5,451-17.8% | $6,396-29.9% |
| Admin fee / account holder | $618 | $16,880-96.3% | $14,497-95.7% | $12,562-95.1% |