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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,115 | $149,040-91.2% | $120,225-89.1% | $137,256-90.4% |
| Participation rate | 88.9% | 75.4%+13.5pp | 69.6%+19.3pp | 80.0%+8.9pp |
| Annual return | 26.10% | 605.68%-579.6pp | 439.23%-413.1pp | 220.34%-194.2pp |
| Employer contribution / active EE | $1,707 | $4,350-60.8% | $3,475-50.9% | $4,156-58.9% |
| Participant deferral / active EE | $4,226 | $4,655-9.2% | $3,999+5.7% | $6,407-34.0% |
| Admin fee / account holder | $386 | $6,348-93.9% | $5,696-93.2% | $12,270-96.9% |