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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,115 | $162,529-91.9% | $130,788-90.0% | $154,746-91.5% |
| Participation rate | 88.9% | 75.9%+13.0pp | 70.1%+18.8pp | 80.7%+8.2pp |
| Annual return | 26.10% | 510.48%-484.4pp | 386.44%-360.3pp | 172.34%-146.2pp |
| Employer contribution / active EE | $1,707 | $4,447-61.6% | $3,558-52.0% | $4,379-61.0% |
| Participant deferral / active EE | $4,226 | $4,808-12.1% | $4,137+2.1% | $6,730-37.2% |
| Admin fee / account holder | $386 | $7,669-95.0% | $6,673-94.2% | $14,365-97.3% |