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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,197 | $30,385-66.4% | $56,054-81.8% | $74,400-86.3% |
| Participation rate | 13.0% | 32.9%-19.9pp | 52.5%-39.5pp | 67.2%-54.2pp |
| Annual return | 19.71% | 24.92%-5.2pp | 1705.95%-1686.2pp | 1367.51%-1347.8pp |
| Employer contribution / active EE | $0 | $609-100.0% | $1,039-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $581 | $1,174-50.5% | $1,952-70.2% | $4,348-86.6% |
| Admin fee / account holder | $143 | $2,361-93.9% | $2,822-94.9% | $1,944-92.6% |