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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,197 | $30,423-66.5% | $56,025-81.8% | $74,478-86.3% |
| Participation rate | 13.0% | 32.9%-19.9pp | 52.5%-39.5pp | 67.2%-54.3pp |
| Annual return | 19.71% | 24.97%-5.3pp | 1712.69%-1693.0pp | 1370.56%-1350.9pp |
| Employer contribution / active EE | $0 | $610-100.0% | $1,042-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $581 | $1,176-50.6% | $1,955-70.3% | $4,350-86.6% |
| Admin fee / account holder | $143 | $2,363-93.9% | $2,828-94.9% | $1,946-92.7% |