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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,069 | $86,949+11.6% | $102,460-5.3% | $80,959+19.9% |
| Participation rate | 90.8% | 72.4%+18.4pp | 76.5%+14.3pp | 67.7%+23.1pp |
| Annual return | 13.87% | 18.89%-5.0pp | 29.47%-15.6pp | 35.67%-21.8pp |
| Employer contribution / active EE | $2,864 | $2,370+20.9% | $3,025-5.3% | $2,757+3.9% |
| Participant deferral / active EE | $6,207 | $4,121+50.6% | $5,056+22.8% | $4,300+44.3% |
| Admin fee / account holder | $12,199 | $8,048+51.6% | $9,460+28.9% | $6,925+76.1% |