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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,342 | $201,259-89.9% | $184,200-89.0% | $145,959-86.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.64% | 28.98%-17.3pp | 28.80%-17.2pp | 561.95%-550.3pp |
| Employer contribution / active EE | $3,513 | $7,018-49.9% | $6,424-45.3% | $4,661-24.6% |
| Participant deferral / active EE | $3,697 | $9,806-62.3% | $9,132-59.5% | $6,689-44.7% |
| Admin fee / account holder | $3,337 | $16,372-79.6% | $13,907-76.0% | $13,398-75.1% |