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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,086 | $169,356+139.8% | $129,406+213.8% | $145,897+178.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 4.83% | 14418.62%-14413.8pp | 9468.18%-9463.3pp | 552.29%-547.5pp |
| Employer contribution / active EE | $10,530 | $5,542+90.0% | $4,155+153.4% | $4,663+125.8% |
| Participant deferral / active EE | $10,140 | $4,987+103.3% | $4,167+143.3% | $6,689+51.6% |
| Admin fee / account holder | $3,535 | $9,915-64.3% | $7,689-54.0% | $13,390-73.6% |