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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,975 | $156,398+82.2% | $147,318+93.4% | $138,895+105.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.21% | 78.75%-63.5pp | 70.43%-55.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $14,738 | $4,853+203.7% | $4,593+220.9% | $4,194+251.4% |
| Participant deferral / active EE | $5,717 | $8,237-30.6% | $7,906-27.7% | $6,396-10.6% |
| Admin fee / account holder | $3,551 | $14,976-76.3% | $13,708-74.1% | $12,562-71.7% |