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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,667 | $143,969-67.6% | $199,883-76.7% | $82,637-43.5% |
| Participation rate | 70.3% | 84.1%-13.9pp | 86.8%-16.5pp | 68.1%+2.2pp |
| Annual return | 18.17% | 25.67%-7.5pp | 43.81%-25.6pp | 53.51%-35.3pp |
| Employer contribution / active EE | $1,597 | $4,632-65.5% | $6,261-74.5% | $2,552-37.4% |
| Participant deferral / active EE | $3,543 | $6,937-48.9% | $9,138-61.2% | $4,126-14.1% |
| Admin fee / account holder | $4,754 | $14,597-67.4% | $17,268-72.5% | $7,339-35.2% |