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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,361 | $174,379+20.6% | $152,093+38.3% | $138,895+51.5% |
| Participation rate | 90.0% | 81.6%+8.4pp | 77.8%+12.2pp | 79.9%+10.1pp |
| Annual return | 15.01% | 74.86%-59.9pp | 66.36%-51.4pp | 145.39%-130.4pp |
| Employer contribution / active EE | $4,338 | $4,652-6.7% | $4,175+3.9% | $4,194+3.4% |
| Participant deferral / active EE | $10,292 | $6,159+67.1% | $5,451+88.8% | $6,396+60.9% |
| Admin fee / account holder | $2,145 | $16,880-87.3% | $14,497-85.2% | $12,562-82.9% |