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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,129 | $57,140+5.2% | $85,240-29.5% | $80,959-25.7% |
| Participation rate | 51.9% | 56.4%-4.5pp | 67.5%-15.6pp | 67.7%-15.7pp |
| Annual return | 15.72% | 21.71%-6.0pp | 66.75%-51.0pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,935 | $1,802+7.4% | $2,735-29.3% | $2,757-29.8% |
| Participant deferral / active EE | $3,837 | $3,115+23.2% | $4,527-15.2% | $4,300-10.8% |
| Admin fee / account holder | $104 | $4,992-97.9% | $6,165-98.3% | $6,925-98.5% |