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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,129 | $57,061+5.4% | $85,063-29.3% | $80,911-25.7% |
| Participation rate | 51.9% | 56.3%-4.4pp | 67.5%-15.6pp | 67.6%-15.7pp |
| Annual return | 15.72% | 21.66%-5.9pp | 66.54%-50.8pp | 35.63%-19.9pp |
| Employer contribution / active EE | $1,935 | $1,799+7.6% | $2,727-29.1% | $2,756-29.8% |
| Participant deferral / active EE | $3,837 | $3,110+23.4% | $4,523-15.2% | $4,297-10.7% |
| Admin fee / account holder | $104 | $4,986-97.9% | $6,155-98.3% | $6,935-98.5% |