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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,953 | $57,590+61.4% | $86,233+7.8% | $82,448+12.7% |
| Participation rate | 46.3% | 57.9%-11.6pp | 69.0%-22.7pp | 68.1%-21.8pp |
| Annual return | 20.69% | 22.41%-1.7pp | 61.39%-40.7pp | 41.64%-21.0pp |
| Employer contribution / active EE | $5,284 | $1,655+219.2% | $2,504+111.0% | $2,551+107.1% |
| Participant deferral / active EE | $6,638 | $3,080+115.5% | $4,559+45.6% | $4,139+60.4% |
| Admin fee / account holder | $720 | $4,730-84.8% | $8,342-91.4% | $7,234-90.0% |