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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,545 | $55,470-59.4% | $155,556-85.5% | $74,478-69.7% |
| Participation rate | 47.2% | 61.9%-14.7pp | 78.2%-31.0pp | 67.2%-20.0pp |
| Annual return | 16.66% | 269.80%-253.1pp | 64.84%-48.2pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $1,225 | $2,267-45.9% | $4,675-73.8% | $2,626-53.3% |
| Participant deferral / active EE | $3,188 | $2,838+12.3% | $5,631-43.4% | $4,350-26.7% |
| Admin fee / account holder | $1,515 | $1,744-13.2% | $15,885-90.5% | $1,946-22.2% |