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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,545 | $55,446-59.3% | $155,574-85.5% | $74,429-69.7% |
| Participation rate | 47.2% | 61.9%-14.7pp | 78.2%-31.0pp | 67.2%-20.0pp |
| Annual return | 16.66% | 269.20%-252.5pp | 64.87%-48.2pp | 1368.38%-1351.7pp |
| Employer contribution / active EE | $1,225 | $2,266-45.9% | $4,676-73.8% | $2,625-53.3% |
| Participant deferral / active EE | $3,188 | $2,836+12.4% | $5,629-43.4% | $4,348-26.7% |
| Admin fee / account holder | $1,515 | $1,743-13.1% | $15,914-90.5% | $1,944-22.1% |