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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,049 | $100,203+4.8% | $85,240+23.2% | $145,897-28.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.83% | 84.28%-70.5pp | 66.75%-52.9pp | 552.29%-538.5pp |
| Employer contribution / active EE | $7,211 | $3,242+122.4% | $2,735+163.6% | $4,663+54.7% |
| Participant deferral / active EE | $13,202 | $5,299+149.2% | $4,527+191.6% | $6,689+97.4% |
| Admin fee / account holder | $23,589 | $7,265+224.7% | $6,165+282.6% | $13,390+76.2% |