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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,586 | $108,911+61.2% | $100,392+74.9% | $145,884+20.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.46% | 58.23%-44.8pp | 49.45%-36.0pp | 551.85%-538.4pp |
| Employer contribution / active EE | $26,983 | $4,420+510.5% | $3,941+584.6% | $4,662+478.7% |
| Participant deferral / active EE | $20,865 | $8,459+146.7% | $8,090+157.9% | $6,690+211.9% |
| Admin fee / account holder | $1,845 | $9,698-81.0% | $7,904-76.7% | $13,392-86.2% |