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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,618 | $102,609+112.1% | $98,090+121.9% | $138,895+56.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.43% | 36.44%-19.0pp | 37.05%-19.6pp | 145.39%-128.0pp |
| Employer contribution / active EE | $22,741 | $3,867+488.0% | $3,606+530.6% | $4,194+442.2% |
| Participant deferral / active EE | $16,576 | $8,167+103.0% | $7,845+111.3% | $6,396+159.2% |
| Admin fee / account holder | $3,029 | $11,434-73.5% | $11,815-74.4% | $12,562-75.9% |