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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,103 | $108,882-49.4% | $96,754-43.0% | $154,746-64.4% |
| Participation rate | 85.7% | 75.1%+10.6pp | 70.3%+15.4pp | 80.7%+5.0pp |
| Annual return | 14.58% | 98.39%-83.8pp | 82.04%-67.5pp | 172.34%-157.8pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,428 | $5,323+58.3% | $4,758+77.1% | $6,730+25.2% |
| Admin fee / account holder | $542 | $10,200-94.7% | $8,905-93.9% | $14,365-96.2% |