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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,208 | $117,895+0.3% | $102,460+15.4% | $145,897-19.0% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 23.10% | 31.92%-8.8pp | 29.47%-6.4pp | 552.29%-529.2pp |
| Employer contribution / active EE | $270 | $3,619-92.5% | $3,025-91.1% | $4,663-94.2% |
| Participant deferral / active EE | $3,004 | $5,736-47.6% | $5,056-40.6% | $6,689-55.1% |
| Admin fee / account holder | $1,574 | $13,353-88.2% | $9,460-83.4% | $13,390-88.2% |