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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,257 | $81,331-29.6% | $155,534-63.2% | $80,935-29.3% |
| Participation rate | 36.8% | 66.3%-29.4pp | 78.2%-41.4pp | 67.7%-30.8pp |
| Annual return | 12.78% | 33.37%-20.6pp | 64.92%-52.1pp | 35.66%-22.9pp |
| Employer contribution / active EE | $1,015 | $3,105-67.3% | $4,675-78.3% | $2,757-63.2% |
| Participant deferral / active EE | $1,522 | $3,454-55.9% | $5,630-73.0% | $4,299-64.6% |
| Admin fee / account holder | $1,548 | $7,999-80.6% | $15,900-90.3% | $6,924-77.6% |