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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,035 | $136,860-48.8% | $120,344-41.8% | $154,746-54.7% |
| Participation rate | 90.9% | 79.9%+11.0pp | 76.7%+14.2pp | 80.7%+10.2pp |
| Annual return | 34.77% | 21.38%+13.4pp | 20.30%+14.5pp | 172.34%-137.6pp |
| Employer contribution / active EE | $4,743 | $3,533+34.2% | $3,020+57.0% | $4,379+8.3% |
| Participant deferral / active EE | $10,341 | $5,793+78.5% | $5,135+101.4% | $6,730+53.6% |
| Admin fee / account holder | $1,608 | $15,393-89.6% | $12,742-87.4% | $14,365-88.8% |