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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,035 | $124,425-43.7% | $112,040-37.5% | $137,256-49.0% |
| Participation rate | 90.9% | 79.3%+11.6pp | 76.5%+14.4pp | 80.0%+10.9pp |
| Annual return | 34.77% | 24.72%+10.1pp | 24.52%+10.3pp | 220.34%-185.6pp |
| Employer contribution / active EE | $4,743 | $3,411+39.0% | $2,954+60.5% | $4,156+14.1% |
| Participant deferral / active EE | $10,341 | $5,718+80.8% | $5,098+102.9% | $6,407+61.4% |
| Admin fee / account holder | $1,608 | $15,207-89.4% | $12,098-86.7% | $12,270-86.9% |