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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,048 | $211,105-60.7% | $178,449-53.5% | $145,978-43.1% |
| Participation rate | 85.7% | 80.8%+4.9pp | 77.1%+8.6pp | 80.3%+5.4pp |
| Annual return | 3.90% | 30.19%-26.3pp | 27.09%-23.2pp | 550.52%-546.6pp |
| Employer contribution / active EE | $6,631 | $4,569+45.2% | $3,951+67.9% | $4,662+42.3% |
| Participant deferral / active EE | $7,326 | $6,959+5.3% | $6,277+16.7% | $6,690+9.5% |
| Admin fee / account holder | $782 | $12,017-93.5% | $10,362-92.5% | $13,400-94.2% |