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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,301 | $111,535-62.1% | $105,223-59.8% | $137,256-69.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.16% | 237.85%-218.7pp | 180.65%-161.5pp | 220.34%-201.2pp |
| Employer contribution / active EE | $990 | $3,939-74.9% | $3,689-73.2% | $4,156-76.2% |
| Participant deferral / active EE | $1,155 | $5,500-79.0% | $5,072-77.2% | $6,407-82.0% |
| Admin fee / account holder | $379 | $9,721-96.1% | $8,859-95.7% | $12,270-96.9% |