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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,533 | $71,215-51.5% | $93,696-63.1% | $80,935-57.3% |
| Participation rate | 96.3% | 60.4%+35.9pp | 68.7%+27.6pp | 67.7%+28.6pp |
| Annual return | 13.73% | 11.27%+2.5pp | 133.74%-120.0pp | 35.66%-21.9pp |
| Employer contribution / active EE | $2,108 | $1,565+34.7% | $2,422-13.0% | $2,757-23.5% |
| Participant deferral / active EE | $4,542 | $4,037+12.5% | $4,417+2.8% | $4,299+5.6% |
| Admin fee / account holder | $765 | $6,958-89.0% | $8,287-90.8% | $6,924-89.0% |