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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,416 | $90,614-75.3% | $76,089-70.5% | $145,877-84.6% |
| Participation rate | 41.7% | 74.5%-32.8pp | 69.1%-27.4pp | 80.3%-38.6pp |
| Annual return | 13.53% | 623.80%-610.3pp | 360.94%-347.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $794 | $3,324-76.1% | $2,690-70.5% | $4,663-83.0% |
| Participant deferral / active EE | $3,245 | $5,168-37.2% | $4,259-23.8% | $6,691-51.5% |
| Admin fee / account holder | $20 | $8,376-99.8% | $6,418-99.7% | $13,402-99.9% |