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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,922 | $111,814-82.2% | $103,378-80.7% | $145,978-86.4% |
| Participation rate | 77.3% | 77.9%-0.7pp | 74.5%+2.8pp | 80.3%-3.0pp |
| Annual return | 14.46% | 24.80%-10.3pp | 24.91%-10.4pp | 550.52%-536.1pp |
| Employer contribution / active EE | $0 | $4,215-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,254 | $5,618+11.3% | $5,058+23.7% | $6,690-6.5% |
| Admin fee / account holder | $1,136 | $9,764-88.4% | $8,401-86.5% | $13,400-91.5% |