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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,912 | $178,174-26.5% | $156,181-16.2% | $137,256-4.6% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 19.59% | 84.19%-64.6pp | 64.87%-45.3pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,926 | $4,972-41.1% | $4,294-31.8% | $4,156-29.6% |
| Participant deferral / active EE | $6,243 | $6,888-9.4% | $6,132+1.8% | $6,407-2.6% |
| Admin fee / account holder | $947 | $17,404-94.6% | $14,586-93.5% | $12,270-92.3% |