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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,912 | $254,759-48.6% | $216,567-39.6% | $198,609-34.1% |
| Participation rate | 71.4% | 84.5%-13.1pp | 81.6%-10.2pp | 82.4%-10.9pp |
| Annual return | 19.59% | 10.04%+9.5pp | 12.94%+6.6pp | 202.70%-183.1pp |
| Employer contribution / active EE | $2,926 | $6,096-52.0% | $5,216-43.9% | $5,055-42.1% |
| Participant deferral / active EE | $6,243 | $6,948-10.2% | $6,191+0.8% | $6,977-10.5% |
| Admin fee / account holder | $947 | $26,311-96.4% | $21,981-95.7% | $19,030-95.0% |