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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,887 | $156,616-91.1% | $133,346-89.6% | $198,609-93.0% |
| Participation rate | 87.5% | 77.7%+9.8pp | 72.8%+14.7pp | 82.4%+5.1pp |
| Annual return | 19.80% | 44.25%-24.5pp | 36.85%-17.1pp | 202.70%-182.9pp |
| Employer contribution / active EE | $2,642 | $3,368-21.5% | $2,853-7.4% | $5,055-47.7% |
| Participant deferral / active EE | $3,220 | $4,920-34.6% | $4,332-25.7% | $6,977-53.9% |
| Admin fee / account holder | $2,734 | $17,468-84.3% | $14,264-80.8% | $19,030-85.6% |