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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,944 | $199,109-16.2% | $173,730-3.9% | $154,746+7.9% |
| Participation rate | 86.7% | 82.8%+3.9pp | 79.6%+7.1pp | 80.7%+6.0pp |
| Annual return | 18.39% | 20.02%-1.6pp | 19.96%-1.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $6,837 | $5,311+28.7% | $4,577+49.4% | $4,379+56.1% |
| Participant deferral / active EE | $4,913 | $7,113-30.9% | $6,326-22.3% | $6,730-27.0% |
| Admin fee / account holder | $1,617 | $20,916-92.3% | $17,523-90.8% | $14,365-88.7% |