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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,944 | $213,785-21.9% | $185,441-10.0% | $155,188+7.6% |
| Participation rate | 86.7% | 83.2%+3.4pp | 80.3%+6.4pp | 80.8%+5.9pp |
| Annual return | 18.39% | 19.97%-1.6pp | 20.16%-1.8pp | 148.84%-130.5pp |
| Employer contribution / active EE | $6,837 | $5,393+26.8% | $4,672+46.3% | $4,248+61.0% |
| Participant deferral / active EE | $4,913 | $6,864-28.4% | $6,152-20.1% | $6,531-24.8% |
| Admin fee / account holder | $1,617 | $21,134-92.3% | $17,890-91.0% | $14,480-88.8% |