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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,041 | $181,062-96.7% | $158,223-96.2% | $155,188-96.1% |
| Participation rate | 88.9% | 82.7%+6.2pp | 79.2%+9.7pp | 80.8%+8.1pp |
| Annual return | 19.02% | 57.39%-38.4pp | 52.09%-33.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $1,351 | $4,565-70.4% | $4,109-67.1% | $4,248-68.2% |
| Participant deferral / active EE | $2,137 | $6,134-65.2% | $5,467-60.9% | $6,531-67.3% |
| Admin fee / account holder | $877 | $18,825-95.3% | $16,047-94.5% | $14,480-93.9% |