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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,041 | $185,312-96.7% | $161,489-96.3% | $154,746-96.1% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.7%+10.2pp | 80.7%+8.2pp |
| Annual return | 19.02% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,351 | $4,769-71.7% | $4,268-68.4% | $4,379-69.2% |
| Participant deferral / active EE | $2,137 | $6,350-66.3% | $5,630-62.0% | $6,730-68.2% |
| Admin fee / account holder | $877 | $18,654-95.3% | $16,006-94.5% | $14,365-93.9% |