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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,041 | $172,111-96.5% | $150,298-96.0% | $137,256-95.6% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 19.02% | 69.37%-50.4pp | 62.79%-43.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,351 | $4,636-70.9% | $4,154-67.5% | $4,156-67.5% |
| Participant deferral / active EE | $2,137 | $6,166-65.3% | $5,453-60.8% | $6,407-66.6% |
| Admin fee / account holder | $877 | $16,471-94.7% | $14,116-93.8% | $12,270-92.9% |