Retirement plan

INTEGRITY MANAGEMENT SERVICES, INC. 401(K) PLAN

Name: INTEGRITY MANAGEMENT SERVICES, INC. - INTEGRITY MANAGEMENT SERVICES, INC. 401(K) PLAN (2024) Form 5500
Creator: INTEGRITY MANAGEMENT SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INTEGRITY MANAGEMENT SERVICES, INC. 401(K) PLAN, INTEGRITY MANAGEMENT SERVICES, INC.

INTEGRITY MANAGEMENT SERVICES, INC.EIN 26-3976707Plan #001PY 2024

5911 KINGSTOWNE VILLAGE PARKWAY, SUITE 210 - ALEXANDRIA, VA 22315703-535-1400integritym.comLinkedIn51-200 employeesmanagement consulting

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$10.3M

+18.1% from 2023

Total participants

154

+5.5% from 2023

Average account balance

$66,753

+10.4% from 2023

Annual return

15.86%

+0.49 pp from 2023

Benchmarks

See 28,877 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort28,877 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

154

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$791K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$402

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
POINTOAK RETIREMENT ADVISORS4 years Service code 13 · EIN 82-3941866 1751 PINNACLE DR · MCLEAN, VA 22102	Contract Administrator	$32,979
NATIONWIDE5 years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$18,220
UHY LLP3 years Service code 10 P.O. BOX 72243 · CLEVELAND, OH 44192	Accounting	$13,500
PROACCOUNT1 year Service code 26 · EIN 73-0988442 10 W NATIONWIDE BLVD · COLUMBUS, OH 43215	Advisory (Participants)	$12,786
COASTAL PENSION SERVICES5 years Service code 13 · EIN 52-2048790 7230 LEE DEFOREST DR · COLUMBIA, MD 21046	Contract Administrator	$2,425

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$62K

$631 / participant

Recordkeeping$62K100.0%

% of EOY assets

0.602%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: UHY LLP
Auditor EIN: 200694403
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,753

$102,429-34.8%

$147,096-54.6%

$80,925-17.5%

Participation rate

100.0%

75.9%+24.1pp

82.2%+17.8pp

67.7%+32.3pp

Annual return

15.86%

135.02%-119.2pp

419.75%-403.9pp

35.65%-19.8pp

Employer contribution / active EE

$2,701

$3,716-27.3%

$4,936-45.3%

$2,756-2.0%

Participant deferral / active EE

$5,370

$6,649-19.2%

$8,071-33.5%

$4,299+24.9%

Admin fee / account holder

$402

$7,957-95.0%

$13,005-96.9%

$6,940-94.2%

Provider

Service type

Compensation

POINTOAK RETIREMENT ADVISORS4 years

Service code 13 · EIN 82-3941866

1751 PINNACLE DR · MCLEAN, VA 22102

Contract Administrator

$32,979

NATIONWIDE5 years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$18,220

UHY LLP3 years

Service code 10

P.O. BOX 72243 · CLEVELAND, OH 44192

Accounting

$13,500

PROACCOUNT1 year

Service code 26 · EIN 73-0988442

10 W NATIONWIDE BLVD · COLUMBUS, OH 43215

Advisory (Participants)

$12,786

COASTAL PENSION SERVICES5 years

Service code 13 · EIN 52-2048790

7230 LEE DEFOREST DR · COLUMBIA, MD 21046

Contract Administrator

$2,425

INTEGRITY MANAGEMENT SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INTEGRITY MANAGEMENT SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion