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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,761 | $160,040+1.7% | $147,096+10.6% | $145,877+11.6% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 11.69% | 98.49%-86.8pp | 419.75%-408.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $12,998 | $5,289+145.7% | $4,936+163.3% | $4,663+178.8% |
| Participant deferral / active EE | $11,141 | $8,429+32.2% | $8,071+38.0% | $6,691+66.5% |
| Admin fee / account holder | $2,926 | $15,050-80.6% | $13,005-77.5% | $13,402-78.2% |