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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,141 | $58,848-23.3% | $88,179-48.8% | $82,637-45.4% |
| Participation rate | 48.0% | 57.9%-9.9pp | 69.1%-21.1pp | 68.1%-20.1pp |
| Annual return | 20.21% | 22.76%-2.5pp | 64.97%-44.8pp | 53.51%-33.3pp |
| Employer contribution / active EE | $2,412 | $1,678+43.7% | $2,549-5.4% | $2,552-5.5% |
| Participant deferral / active EE | $4,353 | $3,124+39.3% | $4,614-5.7% | $4,126+5.5% |
| Admin fee / account holder | $10,838 | $4,795+126.0% | $7,673+41.2% | $7,339+47.7% |