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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,886 | $94,031-86.3% | $115,768-88.9% | $82,448-84.4% |
| Participation rate | 93.9% | 70.4%+23.5pp | 74.4%+19.5pp | 68.1%+25.9pp |
| Annual return | 17.34% | 20.61%-3.3pp | 100.46%-83.1pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,732 | $2,323-25.5% | $2,940-41.1% | $2,551-32.1% |
| Participant deferral / active EE | $3,995 | $3,972+0.6% | $4,917-18.8% | $4,139-3.5% |
| Admin fee / account holder | $1,896 | $10,249-81.5% | $12,439-84.8% | $7,234-73.8% |