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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,886 | $101,950-87.4% | $125,529-89.7% | $86,983-85.2% |
| Participation rate | 93.9% | 70.2%+23.8pp | 74.7%+19.2pp | 69.5%+24.4pp |
| Annual return | 17.34% | 18.29%-0.9pp | 202.56%-185.2pp | 25.83%-8.5pp |
| Employer contribution / active EE | $1,732 | $2,358-26.6% | $3,058-43.4% | $2,584-33.0% |
| Participant deferral / active EE | $3,995 | $3,862+3.4% | $4,813-17.0% | $4,194-4.8% |
| Admin fee / account holder | $1,896 | $12,791-85.2% | $16,298-88.4% | $7,856-75.9% |