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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,491 | $160,028-41.6% | $147,080-36.4% | $145,884-35.9% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 13.31% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.5pp |
| Employer contribution / active EE | $2,284 | $5,286-56.8% | $4,933-53.7% | $4,662-51.0% |
| Participant deferral / active EE | $6,071 | $8,422-27.9% | $8,066-24.7% | $6,690-9.3% |
| Admin fee / account holder | $625 | $15,030-95.8% | $12,989-95.2% | $13,392-95.3% |