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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,326 | $90,674+5.1% | $96,707-1.4% | $82,448+15.6% |
| Participation rate | 96.7% | 75.9%+20.7pp | 80.4%+16.3pp | 68.1%+28.6pp |
| Annual return | 15.21% | 49.05%-33.8pp | 34.78%-19.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $9,922 | $3,975+149.6% | $4,191+136.7% | $2,551+288.9% |
| Participant deferral / active EE | $10,074 | $5,696+76.9% | $5,997+68.0% | $4,139+143.4% |
| Admin fee / account holder | $12,890 | $7,568+70.3% | $7,503+71.8% | $7,234+78.2% |