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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,326 | $87,878+8.5% | $97,411-2.1% | $82,637+15.4% |
| Participation rate | 96.7% | 75.6%+21.1pp | 80.4%+16.3pp | 68.1%+28.6pp |
| Annual return | 15.21% | 54.63%-39.4pp | 34.72%-19.5pp | 53.51%-38.3pp |
| Employer contribution / active EE | $9,922 | $3,800+161.1% | $4,210+135.7% | $2,552+288.8% |
| Participant deferral / active EE | $10,074 | $5,525+82.3% | $5,886+71.2% | $4,126+144.2% |
| Admin fee / account holder | $12,890 | $6,743+91.2% | $7,145+80.4% | $7,339+75.6% |