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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $115,225-65.4% | $100,712-60.4% | $138,895-71.3% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 14.19% | 40.35%-26.2pp | 33.27%-19.1pp | 145.39%-131.2pp |
| Employer contribution / active EE | $878 | $2,771-68.3% | $2,313-62.0% | $4,194-79.1% |
| Participant deferral / active EE | $6,878 | $4,699+46.4% | $4,085+68.4% | $6,396+7.5% |
| Admin fee / account holder | $617 | $10,844-94.3% | $9,256-93.3% | $12,562-95.1% |