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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $123,155-67.6% | $108,753-63.3% | $155,188-74.3% |
| Participation rate | 80.0% | 75.6%+4.4pp | 71.1%+8.9pp | 80.8%-0.8pp |
| Annual return | 14.19% | 44.73%-30.5pp | 37.47%-23.3pp | 148.84%-134.6pp |
| Employer contribution / active EE | $878 | $2,811-68.8% | $2,427-63.8% | $4,248-79.3% |
| Participant deferral / active EE | $6,878 | $4,623+48.8% | $4,115+67.2% | $6,531+5.3% |
| Admin fee / account holder | $617 | $12,126-94.9% | $10,320-94.0% | $14,480-95.7% |