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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,888 | $112,729-64.6% | $98,716-59.6% | $137,256-70.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 14.19% | 38.48%-24.3pp | 31.81%-17.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $878 | $2,725-67.8% | $2,279-61.5% | $4,156-78.9% |
| Participant deferral / active EE | $6,878 | $4,640+48.2% | $4,048+69.9% | $6,407+7.4% |
| Admin fee / account holder | $617 | $10,129-93.9% | $8,703-92.9% | $12,270-95.0% |