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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,398 | $100,139+164.0% | $85,187+210.4% | $145,884+81.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.43% | 84.15%-69.7pp | 66.67%-52.2pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,890 | $3,238-41.6% | $2,732-30.8% | $4,662-59.5% |
| Participant deferral / active EE | $12,859 | $5,296+142.8% | $4,525+184.2% | $6,690+92.2% |
| Admin fee / account holder | $3,118 | $7,262-57.1% | $6,162-49.4% | $13,392-76.7% |